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Mortgage rates in San Francisco California
Your mortgage rates in San Francisco CA are dependent on the following personal, financial criteria.
- Credit Score
- Income
- Employment Status
- Down Payment
- Property Type
- Loan Amount Requested
Geographical information on San Francisco. In Northern California, the United States, San Francisco—officially known as the City and County of San Francisco—is a major financial, cultural, and commercial hub. As of 2024, there were 827,526 inhabitants. San Francisco is the 17th most populated city in the United States and the fourth most populated city in California. San Francisco is the sixth most densely inhabited county in the United States, with a land area of 46.9 square miles (121 square kilometers)[24] near the upper end of the San Francisco Peninsula. As of 2023, San Francisco is first in terms of per capita income and sixth in terms of aggregate income among U.S. cities proper with a population of over 250,000. With about 4.6 million inhabitants in 2023, San Francisco is the hub of the 13th most populated metropolitan statistical area in the United States. Over nine million people were predicted to live in the greater San Jose–San Francisco–Oakland combined statistical area in 2023, making it the fifth-largest urban region in the United States. The Yelamu lived in the present city proper before European settlers arrived. Named for Francis of Assisi, New Spanish settlers founded the Presidio of San Francisco at the Golden Gate and the Mission San Francisco de Asís a few miles away on June 29, 1776. Rapid growth brought about by the 1849 California gold rush made it the biggest metropolis on the West Coast at the time. San Francisco was merged into a single city-county in 1856. The city was swiftly rebuilt after the 1906 earthquake and fire destroyed three-quarters of it, and nine years later it hosted the Panama–Pacific International Exposition. It was a significant port of embarkation for navy personnel sailing to the Pacific Theater during World War II. Following the war, San Francisco became a hub of liberal activism due to a number of factors, including the sexual revolution, the rise of the beatnik and hippie countercultures, the confluence of returning servicemen, large immigration, liberalizing attitudes, opposition to U.S. involvement in the Vietnam War, and the Summer of Love and gay rights movement. Leading universities, high-tech, healthcare, banking, insurance, real estate, and professional services industries have made San Francisco and the San Francisco Bay Area a global hub for economic activity as well as the arts and sciences. The 4.5 million-person metropolitan region was the fifth-largest in the OECD in terms of GDP ($874 billion) and the second-largest in terms of GDP per capita ($131,082) as of 2020. San Francisco’s GDP was $263.1 billion in 2023, with a GDP per capita of $325,000. Many tech businesses, such as Salesforce, Uber, Airbnb, OpenAI, Levi’s, Gap, Dropbox, and Lyft, are based in the city