GMCC’s DSCR Cash Flow Mortgage: Borrower for Purchases, Rate and Term Refinances, or Cash-Out Refinances up to $4M using Rental Income instead of your paycheck.
No Tax Returns Info or Employment Info Required
You can use your property’s rental income (even Airbnb/VRBO) to qualify.
DSCR Flexibility to No Ratio
Ideal for new acquisitions or properties with temporary vacancies.
Minimum Credit Score 660+ or No FICO Options
Non-traditional credit review available for self-employed investors.
Loans from $100K to $4M
20% minimum down payment. Close in weeks, not months, with our in-house underwriting.
GMCC DSCR Cash Flow Mortgage Program Is Perfect For:
Rental Property Investors (1-4 units, 5-8 units possible by exception)
Airbnb & VRBO Hosts needing financing or cash-out refinancing
Self-Employed Entrepreneurs without traditional income documentation
Fix-and-Flip Buyers seeking fast, flexible capital
Don’t miss out on this opportunity to lower your payments and achieve your homeownership dreams.