Foreigner? I can help you buy a dream house!
Lisa He, PhD
Sr. Loan Officer
NMLS#: 2629053
Tel: 1-617-229-9192
WeChat ID: Deamsland16
Email: [email protected]
Website: https://www.gmccloan.com/LisaHe.html
Obtaining a mortgage can be challenging for J1 Visa holders. Many lenders either refuse to offer these loans or impose high rates due to perceived risks. Recently, I helped a J1 Visa borrower navigate these obstacles by utilizing the HomeReady program. By concluding the borrower was within income limits we secured a competitive interest rate with a special investor promotion. I carefully avoid high-cost non-QM loans and portfolio loans because these have led to higher costs over time; especially given the property’s unique ownership structure.
This example underscores the importance of deep knowledge and a commitment to finding the best
solution for clients, regardless of their Visa status.
In addition to J1 Visa holders, I also specialize in providing in-house loans to foreign national borrowers including clients without a Social Security Number (SSN), Tax Identification Number (ITIN), United States (U.S.) income, or U.S. credit score. For example, I recently helped a foreign national borrower purchase a condo for her child who plans to study in the U.S. She was highly satisfied with the attractive rate and low closing costs.
At GMCC, we continually expand our program offerings by collaborating with more investors which
enables us to find the best rates and lowest costs for clients worldwide. Whether you’re a US citizen, green card holder, F-Visa, O-Visa, H1B, J1-Visa, or a foreign national I’m here to help you find the best mortgage solution for your unique needs.
Contact me today to explore your options and secure the best possible rate!
