At General Mortgage Capital Corporation, we understand the unique financial journey of self-employed professionals. With our Self-Employed Mortgage Program, unlock flexible terms designed for entrepreneurs, freelancers, and business owners—no tax returns required!
✅ Bank Statement Only Loans
Skip the tax return hassle—qualify with 12 months of bank statements.
✅ High Loan Limits & Low Down Payments
Up to 90% LTV: Borrow up to $3M with just 10% down | No Mortgage Insurance (NO MI)
Up to $4M: For larger investment or luxury purchases.
Up to 85% LTV on 2nd Homes & Investment Properties: Expand your portfolio with ease.
✅ Inclusive Credit Requirements
Minimum FICO 660—perfect for busy professionals focused on growth, not paperwork.
✅ Versatile Loan Options
Purchase your dream home.
Cash-out refinance to leverage equity.
Refinance existing loans for better terms.
✔ Borrower-prepared or CPA-prepared P&L
✔ CPA confirmation of business tax filings
✔ Borrower-prepared P&L + 2 years of business licenses or documentation of business operations
Wage Earners:
✔ WVOE (Written Verification of Employment)
✔ Up to 10 financed properties
✔ Investment Properties – No Prepayment Penalty (PPP)
✔ Minimum FICO Score: 680
✔ Call for DTI, LTV, 1-4 unit, NOO (Non-Owner Occupied), Foreign Passport Holders, Condos, etc.
Available in: CA, TX, NV (Other states – Contact GMCC for details)
Don’t miss out on this opportunity to lower your payments and achieve your homeownership dreams.