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Self-Employed Mortgage Program

Mortgage Program for Self Employed

At General Mortgage Capital Corporation, we understand the unique financial journey of self-employed professionals. With our Self-Employed Mortgage Program, unlock flexible terms designed for entrepreneurs, freelancers, and business owners—no tax returns required!

Why Self-Employed Borrowers Choose GMCC

✅ Bank Statement Only Loans
Skip the tax return hassle—qualify with 12 months of bank statements.

✅ High Loan Limits & Low Down Payments

  • Up to 90% LTV: Borrow up to $3M with just 10% down | No Mortgage Insurance (NO MI)

  • Up to $4M: For larger investment or luxury purchases.

  • Up to 85% LTV on 2nd Homes & Investment Properties: Expand your portfolio with ease.

✅ Inclusive Credit Requirements
Minimum FICO 660—perfect for busy professionals focused on growth, not paperwork.

✅ Versatile Loan Options

  • Purchase your dream home.

  • Cash-out refinance to leverage equity.

  • Refinance existing loans for better terms.

Why Choose General Mortgage Capital Corporation For Your Home Loan Needs?

01

Expertise in mortgage solutions tailored to your needs.

02

Competitive Mortgage Rates, Close in Weeks, Not Months

03

Trusted Loan Officers in 49 states

Self-Employed Borrowers

✔ Borrower-prepared or CPA-prepared P&L
✔ CPA confirmation of business tax filings
✔ Borrower-prepared P&L + 2 years of business licenses or documentation of business operations

Wage Earners:
✔ WVOE (Written Verification of Employment)

Additional Loan Features

Up to 10 financed properties
Investment Properties – No Prepayment Penalty (PPP)
Minimum FICO Score: 680
Call for DTI, LTV, 1-4 unit, NOO (Non-Owner Occupied), Foreign Passport Holders, Condos, etc.

Available in: CA, TX, NV (Other states – Contact GMCC for details)

Get a free Quote Today

Don’t miss out on this opportunity to lower your payments and achieve your homeownership dreams.