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Mortgage Broker & Lender in Raleigh, NC

Faster, More Affordable Mortgages For You

General Mortgage Capital Corporation (GMCC) is a national lender that executes loans in 49 states and provides in-house underwriting for faster response times. GMCC’s North Carolina branch has more than ten experienced Mortgage Loan Officers (MLO) here to provide all types of mortgage servicing needs. This branch focuses on the Southeast Region states (NC, SC, GA, FL) . However, many of our NC MLOs are also licensed in other states nationwide. By offering more than 100 GMCC loan programs, our NC MLOs can help our customers with all their mortgage needs including: purchase, refinance, conforming, jumbo, full document, or no income verification loans. Please contact us for all your mortgage needs. 

A modern glass office building reflects the evening sky, lights glowing inside. Two tall streetlights and a few cars are in the nearly empty parking lot, framed by trees at dusk—an ideal spot for a trusted mortgage broker or home loans office.

General Mortgage Capital Corporation Raleigh Branch

8801 Fast park Dr, Suite 207
Raleigh, NC 27617
Hours: Mon-Fri 9AM-5PM
Phone: (650) 340-7800
Email: [email protected]
NMLS ID: 2527352

Case Study: DSCR Loan Saves NY Client’s Home Purchase

One of our clients living in New York (NY) was buying a new construction dwelling to use as a rent property in NC. He was originally doing the loan with a builder’s lender. Two weeks before closing he came to GMCC and told us the builder’s lender turned down his loan because he just changed jobs and had a new income reporting method going from W-2 employee to a 1099 employee. The builder’s lender could not find a loan program for him and were ready to terminate his purchase contract. He was going to lose the house and his earnest money deposit. We worked with him and finalized a debt-service-coverage-ratio (DSCR) loan. This worked because he did not need his income verified or his job/pay stub. The client then closed the loan within the contract structure rules. GMCC saved him from losing the home purchase and saved his earnest money from going to waste. This cements the fact that GMCC has all kinds of loan programs that can help all types of clients.

Top-Selling Mortgage Programs in Raleigh, NC

Trusted Home Loan Solutions for Every Buyer

Low Down Payment

Jumbo Loan Express

Luxury home financing with just 10% down for loans up to $10M with flexible requirements.

Zero Income Required

Foreign National Mortgage

Get 30-year fixed rate U.S. mortgages for foreign nationals with simplified approval process.

Homebuyer Assistance

Free $10K Grant

Qualify for $10,000 closing cost assistance in CA, MA, NC, SC, GA with no repayment required.

No Tax Returns

Self-Employed Mortgage

Bank statement loans for entrepreneurs with up to 90% financing and $3M limits.

Home Bridge Financing

Buy Before Selling

Get mortgages up to $3M with 20% down while keeping your current property.

Lower Initial Payments

Mortgage Buydown Program

Reduce interest rates by 3-2-1% yearly with flexible options for primary and rental properties.

No Tax Returns

DSCR Investor Mortgage

Finance investment properties up to $4M using rental income with no employment verification required.

What our customers say

Voices of Trust

We serve the following cities near Raleigh

Cary
Garner
Apex
Wake Forest
And Many More