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Mortgage Broker & Lender in Raleigh, NC

Faster, More Affordable Mortgages For You

General Mortgage Capital Corporation (GMCC) is a national lender that executes loans in 49 states and provides in-house underwriting for faster response times. GMCC’s North Carolina branch has more than ten experienced Mortgage Loan Officers (MLO) here to provide all types of mortgage servicing needs. This branch focuses on the Southeast Region states (NC, SC, GA, FL) . However, many of our NC MLOs are also licensed in other states nationwide. By offering more than 100 GMCC loan programs, our NC MLOs can help our customers with all their mortgage needs including: purchase, refinance, conforming, jumbo, full document, or no income verification loans. Please contact us for all your mortgage needs. 

General Mortgage Capital Corporation Raleigh Branch

8801 Fast park Dr, Suite 207
Raleigh, NC 27617
Hours: Mon-Fri 9AM-5PM
Phone: (650) 340-7800
Email: [email protected]
NMLS ID: 2527352

Case Study: DSCR Loan Saves NY Client’s Home Purchase

One of our clients living in New York (NY) was buying a new construction dwelling to use as a rent property in NC. He was originally doing the loan with a builder’s lender. Two weeks before closing he came to GMCC and told us the builder’s lender turned down his loan because he just changed jobs and had a new income reporting method going from W-2 employee to a 1099 employee. The builder’s lender could not find a loan program for him and were ready to terminate his purchase contract. He was going to lose the house and his earnest money deposit. We worked with him and finalized a debt-service-coverage-ratio (DSCR) loan. This worked because he did not need his income verified or his job/pay stub. The client then closed the loan within the contract structure rules. GMCC saved him from losing the home purchase and saved his earnest money from going to waste. This cements the fact that GMCC has all kinds of loan programs that can help all types of clients.

Top-Selling Mortgage Programs in Raleigh, NC

Trusted Home Loan Solutions for Every Buyer

DSCR Loan Solutions

Flexible Investment Financing

Secure funding easily with GMCC’s DSCR loans — no employment or tax documents required!

Jumbo Loan Offers

High-Value Home Financing

Secure jumbo loans with flexible down payments, competitive rates, and minimal documentation requirements.

Homebuyer Grants

Community Lending Programs

Get up to $15K in grants for home purchases with no repayment required if qualified.

Buy Before Sell

Seamless Home Financing

Purchase your new home without selling your old home first, with flexible loans from $150K to $3M.

Self-Employed Loans

Flexible Home Financing

Secure up to $4M with low down payments and minimal documentation for self-employed buyers.

Foreign National Loans

30-Year Fixed Program

Flexible mortgage solutions for foreign nationals with no income, employment, or DTI requirements.

3-2-1 Buydown

Temporary Rate Reduction

Lower your mortgage payments for the first few years with flexible buydown options.

Second Mortgage

Keep Your Low Rate

Get equity out of the property while keeping the existing low rate first mortgage
intact.

What our customers say

Voices of Trust

We serve the following cities near Raleigh

Cary
Garner
Apex
Wake Forest
And Many More