Creative Financing for Self-Employed Borrowers
Karen Li
Senior Loan Officer
BRE:02040960
NMLS#:1651225
Tel: 909.860.1188
Wechat ID: JingJing961
Email: [email protected]
As a Senior Loan Officer at General Mortgage Capital Corporation (GMCC) I take immense pride in helping individuals and families achieve their financial and home ownership goals. With 15 years of experience in the mortgage industry, I have successfully guided countless homebuyers, real estate investors, and borrowers looking to refinance; whether it is to cash-out equity or secure a lower rate. At GMCC, we offer a variety of loan programs that can help to meet different borrowers’ needs all the way from QM (income verification) to non-QM (no income verification).
One of my recent success stories involves a self-employed client who needed to secure financing using our bank statement program. The process was not without its challenges like requests for unexpected documentation and time-sensitive underwriting hurdles. However, through perseverance and proactive communication we navigated every obstacle and closed the loan on time. This allowed my borrower and their family to move into their new home just before Thanksgiving, making the holiday more special for them.
My commitment to excellence drives me to approach each loan with unwavering dedication, ensuring that my borrowers’ needs always come first. I thrive on overcoming challenges in the loan process, while leveraging my expertise to find creative solutions and deliver results that others may consider impossible. At GMCC, my borrowers are not just clients; they are my priority and I am here to make their journey seamless, efficient, and rewarding.