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Mortgage Broker & Lender in San Gabriel

Faster, More Affordable Mortgages For You

Our San Gabriel branch specializes in assisting a diverse, multicultural clientele by providing efficient service and competitive Non-QM loan programs. We offer a variety of excellent products, including: No Income, No Employment, Foreign National, Debt-Service-Coverage-Ratio (DSCR), Bank Statement, Written Verification of Employment (WVOE), Verbal Verification of Employment (VOE), and Borrower-Prepared Profit and Loss (P&L) loans. GMCC is available in 49 states to help you anywhere. Our team of MLOs are bilingual, with fluency in English, Mandarin, Cantonese, Taiwanese, Vietnamese, and more ensuring clear communication and personalized support for clients from various backgrounds.

General Mortgage Capital Corporation San Gabriel Branch

130 S. Mission Dr, Suite 106
San Gabriel, CA 91778
Hours: Mon-Fri 9 AM-5 PM
Phone: (650) 340-7800
Email: [email protected]
NMLS ID: 1799823

Helping a Borrower with an F1 Visa Secure Financing

Recently, we assisted a borrower from Taiwan who was in the U.S. on an F1 Visa to close a purchase loan through GMCC’s in-house No Income, No Employment loan program. The purchase price was $928,898 with an LTV of 60%. Initially, the borrower applied with another lender, but their loan was denied because their reserve funds were held in Taiwan, not in a U.S. bank account. However, GMCC’s Foreign National loan program allows reserve funds from overseas accounts, enabling us to move forward with their financing. Additionally, the other lender offered an interest rate that was 1% higher than ours. Our streamlined loan process and competitive rates made the transaction simple and stress-free, leaving the client very satisfied with our services. Our No Income, No Employment loan program caters to all visa types without rate adjustments, making it a flexible and competitive option for international borrowers. If you have any questions, feel free to contact me at (626) 905-3577 or via email: [email protected].

Top-Selling Mortgage Programs in San Gabriel, CA

Trusted Home Loan Solutions for Every Buyer

DSCR Loan Solutions

Flexible Investment Financing

Secure funding easily with GMCC’s DSCR loans — no employment or tax documents required!

Jumbo Loan Offers

High-Value Home Financing

Secure jumbo loans with flexible down payments, competitive rates, and minimal documentation requirements.

Homebuyer Grants

Community Lending Programs

Get up to $15K in grants for home purchases with no repayment required if qualified.

Buy Before Sell

Seamless Home Financing

Purchase your new home without selling your old home first, with flexible loans from $150K to $3M.

Self-Employed Loans

Flexible Home Financing

Secure up to $4M with low down payments and minimal documentation for self-employed buyers.

Foreign National Loans

30-Year Fixed Program

Flexible mortgage solutions for foreign nationals with no income, employment, or DTI requirements.

3-2-1 Buydown

Temporary Rate Reduction

Lower your mortgage payments for the first few years with flexible buydown options.

Second Mortgage

Keep Your Low Rate

Get equity out of the property while keeping the existing low rate first mortgage
intact.

What our customers say

Voices of Trust

We serve the following cities near San Gabriel

East San Gabriel
Alhambra
San Marino
Rosemead
South San Gabriel
And Many More