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Looking for a mortgage that meets your needs in McLean, VA? General Mortgage Capital Corporation’s McLean Branch has loan products tailored to you.
Welcome to the DMV Branch of General Mortgage Capital Corporation, where we proudly serve the District of Columbia, Maryland, Virginia, and 17 other states from coast to coast. At the DMV Branch, our commitment is to you—our client. We believe in providing exceptional service and personalized mortgage solutions that are tailored to your unique needs. Whether you’re a first-time homebuyer or a seasoned investor, looking to purchase or refinance, our experienced team of mortgage professionals is here to support you every step of the way. We understand the importance of having the right mortgage product, which is why we specialize in serving the local market with solutions designed specifically for you. Our wide range of mortgage options, including conventional, jumbo, and non-QM loans, allows us to offer flexible financing tailored to your circumstances. Whether you’re seeking a loan as low as $100,000 or as high as $10 million, we have the expertise and resources to help you achieve your homeownership goals. For personalized assistance or to discuss your mortgage needs, please reach out to our Branch Manager: Vera Chang, Branch Manager Phone: (571) 677-5515 Email: vera.chang@gmccloan.com Office Address: 1521 Westbranch Dr, Suite 120, McLean, VA 22102 We look forward to helping you find the perfect mortgage solution. Contact us today to get started!
1521 Westbranch Dr, Suite 120
McLean, VA 22102
Hours: Mon-Fri 9 AM-5 PM
Phone:(571) 677-5515
Email: info@gmccloan.com
NMLS ID: 2490058
Client Profile:
A savvy California-based investor with a full-time W-2 income and a robust real estate portfolio, owning 10 additional investment properties.
📅 Closing Date: October 21, 2024
💰 Loan Amount: $2,000,000
📊 Loan-to-Value (LTV): 75%
🔑 Program Type: Jumbo Loan
⚠️ The Challenge:
With multiple financed properties and an existing mortgage on the departing residence, the client’s debt-to-income ratio was a major roadblock—too high for most traditional lending guidelines. Many lenders also impose strict limits on the number of allowable financed properties, making the search for a suitable solution even more difficult.
💡 Our Solution:
We turned complexity into opportunity. By using an asset depletion strategy to bolster the client’s W-2 income, we showcased strong financial strength beyond just salary. We also matched the client with a jumbo loan program that permits up to 20 financed properties—a rare find. The icing on the cake? A below-market interest rate that provided further DTI relief.
✅ The Outcome:
The loan was cleared to close and funded in under 30 days, perfectly aligned with the client’s timeline. Another successful case of strategic structuring and out-of-the-box lending solutions.
Loan Officer: Vera Chang
GMCC DMV Branch Manager
571-677-5515 / 347-688-9191 / 858-788-6660
NMLS# 2158666
Vera.Chang@gmccloan.com
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We serve the following cities near McLean, VA
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