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Mortgage Broker & Lender in Flushing, NY

Faster, More Affordable Mortgages For You

Looking for a mortgage that meets your needs in Flushing, NY? General Mortgage Capital Corporation’s Flushing Branch has loan products tailored just for you.

🌟 At General Mortgage Capital Corporation (GMCC) Flushing, New York (NY) we are here to help you every step of the way. 

🌟 By having an in-house Underwriting and Processing team we eliminate the bogged down times brokering loans can cause. The Flushing Branch provides fast and flexible loan solutions, including: no-income verification loans and many more unique programs. 

In the heart of busy New York, NY our dedicated team listens to your needs, resolves challenges efficiently, and offers personalized service. 

Whether you are looking for income-verified loans like the traditional banks or innovative loan options we deliver fast and reliable results. Let us make your homeownership journey smooth and stress-free! 🏡✨

Flushing Branch

136-20 38th Ave, Ste 11Hm
Flushing, NY 11354
Hours: Mon-Fri 9 AM-5 PM
Phone: (650) 340-7800
Email: [email protected]
NMLS ID: 2626420

Case Study: No Tax Income Check Mortgage for First-Time Homebuyers

Client Profile:
A young couple preparing to move into their first home with a baby on the way.
Location: House is located within a beautiful and safe Flushing neighborhood near Kissena Park
Date Closed: 10/15/24
Loan Amount: $720,000
Loan-to-Value (LTV): 80%
Program Type: No Tax Income Check Mortgage
Challenges:
No Tax Income Check Program:

The clients required a mortgage solution that didn’t rely on traditional tax returns for income verification.
Limited Personal Funds: The couple had only 5% of the down payment saved, supplemented by gift funds from the family in both the USA and China.
Quick Turnaround: The couple needed to secure and close the loan within approximately one month to meet their moving timeline.
Solution:
Thanks to the expertise and coordination of our loan assistance, setup, processing, underwriting, and closing teams, we developed a tailored solution.
Outcome:
The loan closed successfully within one month, meeting the clients’ timeline.
The young couple moved into their first home, ready to welcome their new baby. The clients expressed gratitude for the professional support and expertise provided throughout the process.
This case underscores our commitment to finding creative and efficient solutions for borrowers with unique circumstances. Our team’s collaborative efforts ensured the clients achieved their dream of homeownership without delays or added stress.
Joe Ren GMCC Flushing Branch Manager 516-493-8500 NMLS# 833025 [email protected]

Top-Selling Mortgage Programs in Flushing, NY

Trusted Home Loan Solutions for Every Buyer

DSCR Loan Solutions

Flexible Investment Financing

Secure funding easily with GMCC’s DSCR loans — no employment or tax documents required!

Jumbo Loan Offers

High-Value Home Financing

Secure jumbo loans with flexible down payments, competitive rates, and minimal documentation requirements.

Homebuyer Grants

Community Lending Programs

Get up to $15K in grants for home purchases with no repayment required if qualified.

Buy Before Sell

Seamless Home Financing

Purchase your new home without selling your old home first, with flexible loans from $150K to $3M.

Self-Employed Loans

Flexible Home Financing

Secure up to $4M with low down payments and minimal documentation for self-employed buyers.

Foreign National Loans

30-Year Fixed Program

Flexible mortgage solutions for foreign nationals with no income, employment, or DTI requirements.

3-2-1 Buydown

Temporary Rate Reduction

Lower your mortgage payments for the first few years with flexible buydown options.

Second Mortgage

Keep Your Low Rate

Get equity out of the property while keeping the existing low rate first mortgage
intact.

What our customers say

Voices of Trust

We serve the following cities near Flushing

Great Neck
Floral Park
Port Washington
New Hyde Park
And Many More