At General Mortgage Capital Corporation, we understand the unique financial journey of self-employed professionals. With our Self-Employed Mortgage Program, unlock flexible terms designed for entrepreneurs, freelancers, and business owners—no tax returns required!
✅ Bank Statement Only Loans
Skip the tax return hassle—qualify with 12 months of bank statements.
✅ High Loan Limits & Low Down Payments
Up to 90% LTV: Borrow up to $3M with just 10% down | No Mortgage Insurance (NO MI)
Up to $4M: For larger investment or luxury purchases.
Up to 85% LTV on 2nd Homes & Investment Properties: Expand your portfolio with ease.
✅ Inclusive Credit Requirements
Minimum FICO 660—perfect for busy professionals focused on growth, not paperwork.
✅ Versatile Loan Options
Purchase your dream home.
Cash-out refinance to leverage equity.
Refinance existing loans for better terms.
✔ Borrower-prepared or CPA-prepared P&L
✔ CPA confirmation of business tax filings
✔ Borrower-prepared P&L + 2 years of business licenses or documentation of business operations
Wage Earners:
✔ WVOE (Written Verification of Employment)
✔ Up to 10 financed properties
✔ Investment Properties – No Prepayment Penalty (PPP)
✔ Minimum FICO Score: 680
✔ Call for DTI, LTV, 1-4 unit, NOO (Non-Owner Occupied), Foreign Passport Holders, Condos, etc.
Available in: CA, TX, NV (Other states – Contact GMCC for details)
Don’t miss out on this opportunity to lower your payments and achieve your homeownership dreams.
General Mortgage collects information only pertaining to obtaining a mortgage. This information includes but is not limited to: your social security number, income, payment history, account balances, credit history, and credit scores.
General Mortgage shares this information with affiliates related to obtaining the mortgage which includes but is not limited to: title companies, escrow companies, credit bureaus.
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