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Skip to content With the 3-2-1 Buydown Program, enjoy lower mortgage payments during the first two or three years of your loan. This temporary buydown is perfect for buyers looking to ease into their mortgage payments while planning for the future. GMCC can also do buydown on rental properties.
Lower Initial Payments: Start with reduced payments that gradually adjust over time which creates increased cash flow.
Flexible Loan Options: Available for VA, FHA, Conventional/Conforming, and Jumbo Loans.
Rental Property Buydown: GMCC can do buydown on your rentals properties as well.
Nationwide Availability: Offered in 49 states.
Alternative Documentation: Flexible requirements to accommodate more borrowers.
The 3-2-1 Buydown temporarily lowers your interest rate:
Year 1: Payment based on a rate reduced by 3%.
Year 2: Payment based on a rate reduced by 2%.
Year 3: Payment based on a rate reduced by 1%.
From Year 4 onward, payments return to the original fixed rate.
Don’t miss out on this opportunity to lower your payments and achieve your homeownership dreams.
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